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    <title>Australia on Connected Boxes</title>
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      <title>The SPF Good Guys</title>
      <link>https://ramanbhalla.com/posts/post6-spf-agencies/</link>
      <pubDate>Tue, 14 Apr 2026 18:04:41 +1000</pubDate>
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      <description>&lt;p&gt;&lt;strong&gt;Scam!&lt;/strong&gt;&lt;/p&gt;&#xA;&lt;p&gt;We’ve all seen the headlines. It’s usually a variation of the same story: the &amp;ldquo;good guys&amp;rdquo; chasing the &amp;ldquo;bad guys,&amp;rdquo; with the villains always appearing to be three steps ahead. For a long time, I never really questioned who those &amp;ldquo;good guys&amp;rdquo; actually were—or what they were doing besides playing a permanent game of catch-up.&lt;/p&gt;&#xA;&lt;p&gt;But my recent work has made me look under the hood of Australia’s new defence system, the reality is far more complex than a simple police chase. To stop a scam today, it takes an entire ecosystem.&lt;/p&gt;</description>
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      <title>What&#39;s Scam Prevention Framework</title>
      <link>https://ramanbhalla.com/posts/post2-scam-prevention-framework/</link>
      <pubDate>Sat, 04 Apr 2026 09:46:48 +1100</pubDate>
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      <description>&lt;h2 id=&#34;scams-are-real-and-theyre-everywhere&#34;&gt;Scams are real, and they&amp;rsquo;re everywhere&lt;a class=&#34;anchor&#34; href=&#34;#scams-are-real-and-theyre-everywhere&#34;&gt;#&lt;/a&gt;&lt;/h2&gt;&#xA;&lt;p&gt;Who hasn&amp;rsquo;t heard of scams? Many of us have. For most of the lucky ones, it&amp;rsquo;s just news we&amp;rsquo;ve heard. It&amp;rsquo;s not close or personal. But they are very real - In Australia in 2024, people lost $2.7 billion of their hard-earned money to scams.&lt;/p&gt;&#xA;&lt;h2 id=&#34;what-exactly-is-a-scam&#34;&gt;What exactly is a scam?&lt;a class=&#34;anchor&#34; href=&#34;#what-exactly-is-a-scam&#34;&gt;#&lt;/a&gt;&lt;/h2&gt;&#xA;&lt;p&gt;Legally, scams and fraud are different terms. While fraud is broader, scams typically involve two scenarios:&lt;/p&gt;</description>
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